Online classes continue to grow and are an option for busy working people trying to fit school into their lives. If you want college credit, there are institutions that are springing up to fill the need for less expensive options. Straight Line, an unaccredited university, is offering online classes in introductory courses. The classes are offered at a flat monthly rate.
Once you apply to an accredited school that they have an agreement with, the credits transfer and become applicable towards a degree. NPR This is offering an additional marketing tool for universities that are looking to fill their enrollments with committed students who have jump-started their educations, without an enormous bankroll into the first year or two of school.
Another option is for students to attend smaller community colleges for their first two years of school, taking care of a lot of the larger lecture type classes at a fraction of the price before moving on to a traditional four-year university, making it easier to pay off their loans after graduation. The other side of this is the affect this trend might have on the larger four-year schools. The large lecture halls class, more than likely taught by a student assistant, not a full-time faculty member, is a profit center for these schools — funding upper division classes and graduate programs.
Community colleges are seeing an increase in students getting a two-year associate degree, and getting right back into the job market.
Davidson As a vehicle for preparing for a four-year degree, community colleges can take care of a lot of basic requirements, often close to home. If the cost of tuition continues its upward climb, more students will weigh the cost of the degree and the financial benefit of obtaining it and make some alternative decisions. As the pressure to find a solution increases, new options will continue to be tried. Many colleges and universities that would not have dreamed of setting up an online program is trying to play catch up as financial dollars walk next door.
Change is inevitable as the strain of student loans and tuition costs rise, and the job market continues to struggle. It will be interesting to see what other new innovations become available. Archibald, Robert, and David Feldman. USA Today, 17 Oct. Harvard University Press, Online Education Continues Growth.
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Copied to clipboard Click here for more help with CMS citations. Copied to clipboard Click here for more help with Turabian citations. Rate this blog entry:. I am assuming that one spouse will be working to cover the living expenses. So, I am excluding medical and dental costs. These costs are partially or fully covered by an employer.
In the event they are not let us include them in the poverty scenario, which basically means the family must pay the costs. If you increase that number by 4. This cost has to be covered by Financial Aid. If this cost cannot be covered by the available system, the student will not be able to pursue a standard four year degree at RIT. Family's Will Strain It's going to be tougher to pay for college in , and that's going to widen the gap in enrollment between rich and poor students that the nation has struggled three decades to close.
Average tuition at four-year colleges will increase 6 percent this school year, double the rate of inflation. But family income isn't keeping pace; "after adjusting for inflation, the average family has gained hardly any ground in the s," says the Department of Labor.
As a result, says the Department of Education,"sending a student to a private college in without any grants or loans will require more than a third of a typical family's income and nearly two thirds of the income of a working-poor family. The federal government supplies 75 percent of student aid.
But the value of federal grants has eroded sharply, covering only 10 percent of tuition today, compared with 20 percent a decade ago. The Financial Aid Page explains that: Not surprisingly, the American Council on Education an organization of colleges and universities, recently reported that fewer colleges than in the early 's report enrollment increases among black and Hispanic students, who are generally less able to pay for college.
Once in school, more and more students must work to pay their tuition bills. At least 40 percent of full-time undergraduate students are earning while they learn, says the ACE. The prognosis isn't encouraging. Well, that's a lot of important statistical information. Enough I think that most people would like to throw this paper out and forget the whole idea of returning to school.
But not so fast, there is a light at the end of this tunnel! The financial aid office at the school you plan to attend is the best place to begin your search for free information.
The financial aid administrator can tell you about student aid available from the federal government, your state government, the school itself, and other sources. You can also find free information about student aid in the reference section of your local library usually listed under "student aid" or "financial aid".
These materials usually include information about federal, state, institutional, and private aid. The major source of student financial aid is the U.
Nearly 70 percent of the student aid that is awarded each year comes from the U. Student aid is also available from other federal agencies, such as the U. Public Health Service and the U. Department of Veterans Affairs.
The free student financial aid materials available in the financial aid office at your school include The Student Guide, a free booklet about financial aid from the U. Education Financial Aid for Older Students Many scholarship and fellowship programs do not have age restrictions. If there are restrictions, they are expressed in terms of the student's year in school e.
Thus there are many awards for which older students are eligible, simply because the awards do not disqualify students based on age. Older students should conduct a search for aid just like younger students. There are no,"age restrictions on eligibility for federal student financial aid. Although many schools restrict eligibility for the school's own financial aid programs to the first Bachelor's degree, some schools will waive the restrictions when the student is an adult returning to school to earn a second degree in preparation for a career change" Kantrowitz.
When the day of the interview was at hand I was prepared. Here is a synopsis of that interview. I asked her what the total cost of attending RIT would be for the coming school year? What expenses are incurred? What are the chances of being turned down? She was fairly straightforward about answering most of the questions that I posed. However on some sticky issues she was reserved. At one point she had to check with her boss for an answer.
I wondered if she was merely asking her boss if it was against policy to answer certain questions. There were a number times that she simply pointed across the hall to admissions. Indicating that they could answer my questions better. Schuman then told me that if you are eligible for aid you will receive it. I was not particularly encouraged by her explanations and as I found out later I as right.
The first thing you have to do is get accepted by the College Admissions Department. This in itself is another bureaucratic nightmare. I went back to see Mrs. Rachel then explained to me that there is a process for obtaining financial aid. You must first fill out all necessary forms and applications.
Based on my interview with Rachel Schuman it became apparent that I needed to arrange an interview with admissions. In order to clear up the two unanswered questions. But, before I left, Mrs. Schuman gave me three applications to fill out. At this point it was becoming very clear to me that there is money available, but the process is slow and filled with bureaucratic red tape. I guess if you want to play though, you might as well play with the big kids.
I asked her,"What portion of the most recently admitted class is paying full tuition? Most of our students receive aid. Those that do are working full time and attend class at night.
But they are usually subsidized by their employers. But we attempt to meet the needs of each student individually. The system at RIT is set up as a meritocracy for the most part. Those students which have proven themselves in High School or are transfer students have a far better chance of receiving grants and scholarships. The rest of the students will receive some sort of loan relief.
Still others will receive aid based on their financial situation. The system is complicated and you the student are at its mercy. Remember also, you must get admitted first before you need apply for financial aid. College costs Essay, term paper, research paper: Education See all college papers and term papers on Education.
Today, the problem of rising costs of higher education evokes heat debate among the public and policy-makers. In actuality, the high costs of higher education become an unsurpassable barrier for many students living in poverty-stricken neighborhoods and belonging to low-income families.
College tuition essays College education has gotten quite a bit of talk within the last few years. The talking helps to show why the cost of education has been on a steady rise. For many years college education was not that important, but now with not so many job openings and a lot of people wanti.
To sum up, the cost of college is too high for many talented young people and this prevents them from getting higher education, which means our society actually loses potential professionals. I strongly believe that the state must take an active role in supporting education and if not make it free, provide enough money to reduce the cost . The High Cost of College Education [Name] [Course] [Name of Instructor] [Date of Submission] The High Cost of College Education Introduction Colleges are making the headlines a lot these days, with much of the publicity becoming clearly unfavorable.
Students find it difficult to afford school. This sample paper explores the rising costs of college education explores, the root cause and alternatives.5/5(2). Why Does College Cost So Much? More and more, people are realizing how high tuition has gotten and now they want that to change. In the following essay, I have tried to tackle a very difficult topic. Tuition Costs So Much," Dr. Thomas Sowell believes that administratorsÆ claims that tuition does not cover the full cost of an education.